I think that personal finance is….personal. Cultures around the world view personal finance and money in many different ways. For some, it might be an open subject, while for others, it is very private. For some, it is essential, and for others, it is rarely talked about. In America, for example, it is a crucial but private subject for most people.
I think that it is up to each individual to decide how they want to go about personal finance. I am also a firm believer in not giving unsolicited advice. If someone does not ask, there is no point in giving my opinion. But if they do, I think it is an entertaining subject to talk about!
While things like a budget, getting out of debt, student loans, buying a house, and investing are part of everyone’s finances, HOW you go about it may vary drastically from person to person. There is no such thing as a “one size fits all.” Having a customized game plan is very important. That is how you reach YOUR goals. Those are all personal things!